Affinity isn't only our name, it's who we are.

An "affinity" group of people who share a common interest, background or goal.  Here at Affinity Club Underwriters, we work closely with you to get an in-depth understanding of your client's operations and financial objectives.  We determine risk-management solutions, make recommendations and place coverage with one of our selected insurance carriers.

An insurance provider is only as great as the team who leads it.

We're a full service brokerage specializing in the placement of a wide spectrum of commercial insurance products.  

Yes, we insure hundreds of private and semi-private clubs and hospitality venues. Yes, we offer our exclusive Affinity Club Program in all 50 states. We're often recognized as the most broker friendly program administrator in the club and hospitality space.  

I got involved with insurance because of my experience in clubs and hospitality. Our Affinity Club Program focuses on unique risk management and insurance needs of the industry.
— David A. Harnois, CCM, Affinity Club Underwriters

David Harnois, CCM, CPL   

David founded Affinity Agency Group, LLC in 2006 and now serves as a Proud Employee Owner of Affinity Club Underwriters, a wholly owned subsidiary of VGM Insurance Services, Inc.  David knows the club industry inside and out. He can't help it! He's had 30 years of experience in club and hospitality management. 

He's a certified and honor society member of CMAA and a member of NGCOA, HFTP, and the GCBC. He received his B.S. from the University of Massachusetts in 1981 and currently holds authorities in life, variable, accident, health or sickness, personal lines, property, casualty and surplus lines insurance.


Michael Welday, CPA, COO

Michael joined Affinity Club Underwriters in 2007 as Chief Operating Officer.  He began his financial career auditing, preparing financial statements and examining the internal controls of private golf and social clubs in the New York City area.

He's a Certified Public Accountant with extensive knowledge of group insurance benefits and the Affordable Care Act.  Michael received his BBA from Pace University NYC in 1997 and currently holds authorities in life, variable, accident, health or sickness, personal lines, property and casualty.


Brian Thiemer, CPL Program Manager

Brian joined Affinity in 2008 initially heading the wholesale services department. It wasn't long before he became the Affinity Club Program Manager.  He oversees the underwriting, claims and day to day administration. Brian has been in the insurance industry for 17 years, holding various positions in underwriting, marketing and claims. Brian has degrees in Political Science and History from Montclair State University.

Matt Lindgren, CLCS, Program Sales Manager

Matt joined the Affinity Club Underwriters team in 2016 as Program Sales Manager. He has over nine years of experience in sales, including five years working with affiliated club industry leader, VGM Club, and an additional three years in the insurance industry. Matt holds a Bachelor of Arts degree from the University of Northern Iowa in Organizational Communications and Public Relations, and is a certified Commercial Lines Coverage Specialist.  

*Affinity Club Underwriters operates as Affinity Club General Agency in NY, MS and MO.

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